.mgn-apply-page { background: #fbfbfa; }
.mgn-apply-hero { padding: 64px 0 58px; border-bottom: 1px solid #e5e0d8; background-color: #fffaf1; background-image: linear-gradient(rgba(49,95,159,.045) 1px, transparent 1px), linear-gradient(90deg, rgba(49,95,159,.045) 1px, transparent 1px); background-size: 28px 28px; text-align: center; }
.mgn-back-link { display: inline-block; margin-bottom: 35px; color: #68717d !important; font-size: 13px; font-weight: 700; }
.mgn-apply-hero .mgn-eyebrow { margin-bottom: 16px; }
.mgn-apply-hero h1 { margin: 0; font-family: Georgia, "Noto Serif KR", serif; font-size: clamp(38px, 6vw, 62px); font-weight: 500; letter-spacing: -.07em; }
.mgn-apply-summary { margin: 20px 0 0; color: #60656c; font-size: 15px; line-height: 1.75; }
.mgn-apply-hero-actions { display: flex; justify-content: center; gap: 8px; margin-top: 25px; }
.mgn-apply-hero-actions a { padding: 10px 18px; border: 1px solid #bdc8d5; border-radius: 999px; background: rgba(255,255,255,.72); color: #315f9f; font-size: 13px; font-weight: 800; }
.mgn-apply-tabs { position: sticky; top: 0; z-index: 10; border-bottom: 1px solid #e3e3e3; background: rgba(255,255,255,.96); backdrop-filter: blur(12px); }
.mgn-apply-tabs .mgn-container { display: flex; justify-content: center; }
.mgn-apply-tabs a { position: relative; min-width: 150px; padding: 20px 15px 18px; color: #74787d; text-align: center; font-size: 14px; font-weight: 800; }
.mgn-apply-tabs a.is-active { color: #315f9f; }
.mgn-apply-tabs a.is-active::after { content: ""; position: absolute; right: 18px; bottom: -1px; left: 18px; height: 3px; border-radius: 3px 3px 0 0; background: #315f9f; }
.mgn-apply-section { padding: 76px 0; }
.mgn-spec-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.mgn-spec-card { overflow: hidden; border: 1px solid #e1ddd5; border-radius: 18px; background: #fff; box-shadow: 0 8px 26px rgba(45,51,59,.055); }
.mgn-spec-image { aspect-ratio: 4/3; overflow: hidden; background: #f1eee8; }
.mgn-spec-image img { display: block; width: 100%; height: 100%; object-fit: cover; }
.mgn-spec-body { padding: 24px; }
.mgn-spec-title { display: flex; align-items: flex-start; justify-content: space-between; gap: 12px; padding-bottom: 19px; border-bottom: 1px solid #eeeae3; }
.mgn-spec-title h3 { margin: 0; font-size: 20px; }
.mgn-spec-title span { flex: 0 0 auto; padding: 6px 9px; border-radius: 999px; background: #edf4fc; color: #315f9f; font-size: 11px; font-weight: 800; }
.mgn-spec-card dl { margin: 18px 0 0; }
.mgn-spec-card dl div { display: grid; grid-template-columns: 88px 1fr; gap: 9px; padding: 7px 0; font-size: 13px; line-height: 1.45; }
.mgn-spec-card dt { color: #85898e; font-weight: 700; }
.mgn-spec-card dd { margin: 0; color: #34383d; }
.mgn-rules-section { padding: 0 0 70px; }
.mgn-rules-list { display: grid; gap: 14px; }
.mgn-rules { overflow: hidden; border: 1px solid #dcd8d0; border-radius: 16px; background: #fff; }
.mgn-rules summary { padding: 22px 26px; color: #2a2d31; font-size: 16px; font-weight: 800; cursor: pointer; }
.mgn-rules > div { padding: 4px 28px 25px; border-top: 1px solid #efebe5; }
.mgn-rules ul { margin: 18px 0 0; padding-left: 19px; color: #61666c; font-size: 13px; line-height: 1.85; }
.mgn-rules li + li { margin-top: 5px; }
.mgn-rules strong { color: #34383d; }
.mgn-refund-table { width: 100%; max-width: 640px; overflow: hidden; margin: 22px auto 0; border: 1px solid #e1ddd5; border-radius: 12px; }
.mgn-refund-table > div { display: grid; grid-template-columns: 1fr 1fr; }
.mgn-refund-table > div + div { border-top: 1px solid #e9e5de; }
.mgn-refund-table strong, .mgn-refund-table span { padding: 12px 16px; color: #555b62; font-size: 13px; }
.mgn-refund-table strong { background: #edf4fc; color: #315f9f; }
.mgn-refund-table strong + strong, .mgn-refund-table span + span { border-left: 1px solid #e1ddd5; }
.mgn-change-deadline { max-width: 640px; box-sizing: border-box; margin: 18px auto 0; padding: 22px 24px; border: 1px solid #efd0cd; border-radius: 12px; background: #fff8f7; }
.mgn-change-deadline h3 { margin: 0; color: #9b3f38; font-size: 16px; line-height: 1.45; }
.mgn-change-deadline-date { margin: 12px 0 0; padding: 11px 14px; border-radius: 8px; background: #fbe6e3; color: #873a34; font-size: 14px; font-weight: 700; }
.mgn-change-deadline-date strong { color: #b22f27; font-size: 16px; }
.mgn-change-deadline ul { margin-top: 17px; }
.mgn-change-deadline li { color: #575d63; }
.mgn-consent-section { padding: 0 0 90px; }
.mgn-consent-card { padding: 34px; border: 1px solid #ddd9d1; border-radius: 18px; background: #fff; }
.mgn-consent-card > label { display: flex; gap: 12px; align-items: flex-start; padding: 16px 3px; border-top: 1px solid #f0ede8; color: #4c5157; font-size: 14px; line-height: 1.55; cursor: pointer; }
.mgn-consent-card input[type="checkbox"] { width: 19px; height: 19px; margin: 1px 0 0; accent-color: #315f9f; }
.mgn-consent-card label.mgn-agree-all { margin-top: 8px; padding: 19px; border: 0; border-radius: 12px; background: #f1f6fc; color: #315f9f; font-weight: 800; }
.mgn-submit-area { margin-top: 27px; text-align: center; }
.mgn-submit-area button { min-width: 270px; min-height: 55px; padding: 0 25px; border: 0; border-radius: 999px; background: #315f9f; color: #fff; font-family: inherit; font-size: 15px; font-weight: 800; cursor: pointer; }
.mgn-submit-area button:disabled { background: #b8bbc0; cursor: default; }

@media (max-width: 900px) {
    .mgn-spec-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 600px) {
    .mgn-apply-hero { padding: 45px 0 42px; }
    .mgn-back-link { margin-bottom: 27px; }
    .mgn-apply-tabs a { min-width: 0; flex: 1; }
    .mgn-apply-section { padding: 55px 0; }
    .mgn-spec-grid { grid-template-columns: 1fr; }
    .mgn-rules-section { padding-bottom: 50px; }
    .mgn-consent-section { padding-bottom: 60px; }
    .mgn-consent-card { padding: 23px 18px; }
    .mgn-submit-area button { width: 100%; min-width: 0; }
}